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Castro Valley CDP, CA

ZIP 94552 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94552

Median Home Value
$1,286,300
Median Rent
$2,886
Affordability Snapshot
$354,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$8,263/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94552 in Castro Valley CDP, CA, a household would need roughly $354,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,263. That is about 73% above the local median household income ($205,170), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.4%+43% vs US avg
x
Vacancy Rate
1.2%-88% vs US avg
x
Broadband Access
98.1%+13% vs US avg
x
4+ Bedrooms
11.2%-24% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.1%-46% vs US avg
x
Mortgage-Free
41.2%+8% vs US avg
x
$1,286,300
Home Value
$2,886
Rent
1988
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.6%
  • 1-unit attached14.3%
  • 2-9 units1.7%
  • 10+ units0.2%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,286,300
Median rent$2,886
Owner-occupied93.4%
Vacant1.2%
Price-to-income6.3x
Est. income to buy$354,000