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Fremont city, CA

ZIP 94555 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94555

Median Home Value
$1,295,000
Median Rent
$3,042
Affordability Snapshot
$357,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$8,319/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94555 in Fremont city, CA, a household would need roughly $357,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,319. That is about 67% above the local median household income ($213,488), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.3%+6% vs US avg
x
Vacancy Rate
2.7%-74% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
4.4%-71% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
18.5%-63% vs US avg
x
Mortgage-Free
25.2%-34% vs US avg
x
$1,295,000
Home Value
$3,042
Rent
1983
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.6%
  • 1-unit attached22.0%
  • 2-9 units5.3%
  • 10+ units5.2%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,295,000
Median rent$3,042
Owner-occupied69.3%
Vacant2.7%
Price-to-income6.1x
Est. income to buy$357,000