What to know about ZIP 94975
ZIP code 94975 covers ZIP 94975 with a population of about 4,429.
At a glance, the area shows median age of 45.3 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 94975 covers ZIP 94975 with a population of about 4,429.
At a glance, the area shows median age of 45.3 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Median household income in ZIP 94975 is about $148,704 — about 98% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 4.4%; 46.9% of adults with a bachelor’s degree or higher (about 13.2 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 24.0% of workers reporting work-from-home (about 8.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $968,500 — about 178% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,583 (about 122% above the U.S. median rent ($1,163)), and owner-occupancy near 74.9% (about 9.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 94975, a household would need roughly $267,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,221. That is about 80% above the local median household income ($148,704), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.