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Campbell city, CA

ZIP 95008 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95008

Median Home Value
$1,578,800
Median Rent
$2,550
Affordability Snapshot
$435,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$10,142/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

51.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95008 in Campbell city, CA, a household would need roughly $435,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $10,142. That is about 205% above the local median household income ($142,841), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
48.9%-25% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
32.6%-15% vs US avg
x
$1,578,800
Home Value
$2,550
Rent
1972
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.2%
  • 1-unit attached12.0%
  • 2-9 units18.2%
  • 10+ units25.5%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,578,800
Median rent$2,550
Owner-occupied48.9%
Vacant6.6%
Price-to-income11.1x
Est. income to buy$435,000