What to know about ZIP 95015
ZIP code 95015 covers ZIP 95015 with a population of about 3,464.
At a glance, the area shows median age of 47.8 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 95015 covers ZIP 95015 with a population of about 3,464.
At a glance, the area shows median age of 47.8 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
ZIP 95015 aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.
Median household income in ZIP 95015 is about $217,891 — about 190% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 2.0%; unemployment rate near 0.3%; 82.1% of adults with a bachelor’s degree or higher (about 48.4 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Information; about 40.0% of workers reporting work-from-home (about 24.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $2,000,001 — about 475% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $3,146 (about 171% above the U.S. median rent ($1,163)), and owner-occupancy near 77.0% (about 11.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 95015, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. That is about 153% above the local median household income ($217,891), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.