ZIP Code 95021 — undefined, undefined Demographics & Data

ZIP code 95021 covers ZIP 95021 with a population of about 4,915.

At a glance, the area shows median age of 30.4 versus a U.S. median of about 38.9.

It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.

Median household income in ZIP 95021 is about $95,769 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.4%; unemployment rate near 3.1%; 8.5% of adults with a bachelor’s degree or higher (about 25.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Construction, and Manufacturing; about 4.2% of workers reporting work-from-home (about 11.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $793,800 — about 128% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,836 (about 58% above the U.S. median rent ($1,163)), and owner-occupancy near 17.1% (about 48.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95021, a household would need roughly $219,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,099. That is about 129% above the local median household income ($95,769), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.