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ZIP Code 95055 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

At a glance

Population
8,568
Density
N/A
Median income
$172,679
+130% vs US avg
Home value
$1,174,500
+237% vs US avg
Median rent
$2,910
+150% vs US avg
Timezone
N/A

Overview of ZIP Code 95055

AffluentHigh-income residential area
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What to know about ZIP 95055

ZIP code 95055 covers ZIP 95055 with a population of about 8,568.

At a glance, the area shows median age of 33.9 versus a U.S. median of about 38.9.

It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.

Local search focus: Affluent

ZIP 95055 ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$172,679)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Income and economy in ZIP 95055

Median household income in ZIP 95055 is about $172,679 — about 130% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.5%; unemployment rate near 2.7%; 72.2% of adults with a bachelor’s degree or higher (about 38.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Retail trade; about 21.9% of workers reporting work-from-home (about 6.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 95055

Median home value is about $1,174,500 — about 237% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,910 (about 150% above the U.S. median rent ($1,163)), and owner-occupancy near 22.5% (about 42.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95055, a household would need roughly $323,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,545. That is about 87% above the local median household income ($172,679), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.