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Interlaken CDP, CA

ZIP 95076 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95076

Median Home Value
$767,200
Median Rent
$1,721
Affordability Snapshot
$211,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,928/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95076 in Interlaken CDP, CA, a household would need roughly $211,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,928. That is about 143% above the local median household income ($86,685), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.2%-14% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
7.0%-45% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
29.4%-41% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$767,200
Home Value
$1,721
Rent
1975
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached6.7%
  • 2-9 units10.2%
  • 10+ units9.6%
  • Mobile home & other5.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$767,200
Median rent$1,721
Owner-occupied56.2%
Vacant6.4%
Price-to-income8.9x
Est. income to buy$211,000