ZIP Code 95108 — undefined, undefined Demographics & Data

ZIP code 95108 covers ZIP 95108 with a population of about 4,464.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.

ZIP 95108 aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 95108 is about $146,986 — about 96% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.7%; unemployment rate near 3.0%; 61.8% of adults with a bachelor’s degree or higher (about 28.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Retail trade; about 22.7% of workers reporting work-from-home (about 7.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,016,400 — about 192% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,812 (about 142% above the U.S. median rent ($1,163)), and owner-occupancy near 20.8% (about 44.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95108, a household would need roughly $280,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,529. That is about 90% above the local median household income ($146,986), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.