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Livingston city, CA

ZIP 95334 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95334

Median Home Value
$346,300
Median Rent
$1,101
Affordability Snapshot
$95,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,225/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95334 in Livingston city, CA, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,225. That is about 25% above the local median household income ($75,867), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.0%-16% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
8.0%-37% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
11.2%-78% vs US avg
x
Mortgage-Free
50.4%+32% vs US avg
x
$346,300
Home Value
$1,101
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.5%
  • 1-unit attached3.3%
  • 2-9 units4.7%
  • 10+ units6.6%
  • Mobile home & other4.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$346,300
Median rent$1,101
Owner-occupied55.0%
Vacant5.6%
Price-to-income4.6x
Est. income to buy$95,000