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Manteca city, CA

ZIP 95337 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95337

Median Home Value
$611,200
Median Rent
$1,777
Affordability Snapshot
$168,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,926/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95337 in Manteca city, CA, a household would need roughly $168,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,926. That is about 53% above the local median household income ($110,132), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.1%+12% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
92.7%+6% vs US avg
x
4+ Bedrooms
12.3%-17% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
6.2%-11% vs US avg
x
Rent Burden >30%
25.7%-48% vs US avg
x
Mortgage-Free
23.5%-38% vs US avg
x
$611,200
Home Value
$1,777
Rent
2003
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.5%
  • 1-unit attached1.5%
  • 2-9 units6.7%
  • 10+ units8.0%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$611,200
Median rent$1,777
Owner-occupied73.1%
Vacant3.9%
Price-to-income5.5x
Est. income to buy$168,000