ZIP Code 95381 — undefined, undefined Demographics & Data

ZIP code 95381 covers ZIP 95381 with a population of about 4,518.

At a glance, the area shows median age of 34.0 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95381 is about $63,690 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.2%; unemployment rate near 13.4%; 25.7% of adults with a bachelor’s degree or higher (about 8.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Other services, and Manufacturing; about 1.1% of workers reporting work-from-home (about 14.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $401,700 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $990 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 52.2% (about 13.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95381, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,580. That is about 74% above the local median household income ($63,690), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.