ZIP Code 95389 — Yosemite Valley CDP, CA Demographics & Data

ZIP code 95389 covers Yosemite Valley, CA in Mariposa County with a population of about 2,067.

At a glance, the area shows median age of 35.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350; U.S. House district CA-5; the FRESNO - VISALIA media market.

Median household income in ZIP 95389 is about $44,962 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.1%; unemployment rate near 7.2%; 34.2% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Public administration, and Agriculture; about 13.2% of workers reporting work-from-home (about 2.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $912,500 — about 162% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 26.2% (about 39.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95389 in Yosemite Valley, CA, a household would need roughly $251,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,862. That is about 458% above the local median household income ($44,962), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Yosemite Valley CDP, CA as Relatively Moderate (composite score 86.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.0) and flood (70.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Yosemite Valley CDP, CA show little to no average snow and around 37.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 102 for ZIP 95389 (Yosemite Valley CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.