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Geyserville CDP, CA

ZIP 95441 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95441

Median Home Value
$1,277,800
Median Rent
$1,318
Affordability Snapshot
$352,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$8,208/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

80.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95441 in Geyserville CDP, CA, a household would need roughly $352,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,208. That is about 174% above the local median household income ($128,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.2%-0% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.3%-81% vs US avg
x
Mortgage-Free
45.7%+20% vs US avg
x
$1,277,800
Home Value
$1,318
Rent
1978
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.5%
  • 1-unit attached4.7%
  • 2-9 units0.7%
  • 10+ units1.2%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,277,800
Median rent$1,318
Owner-occupied65.2%
Vacant20.7%
Price-to-income10.0x
Est. income to buy$352,000