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Healdsburg city, CA

ZIP 95448 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95448

Median Home Value
$1,030,100
Median Rent
$1,840
Affordability Snapshot
$284,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,617/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

46.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95448 in Healdsburg city, CA, a household would need roughly $284,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,617. That is about 176% above the local median household income ($103,048), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.5%-5% vs US avg
x
Vacancy Rate
16.6%+61% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
6.6%-48% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
22.5%-55% vs US avg
x
Mortgage-Free
41.5%+9% vs US avg
x
$1,030,100
Home Value
$1,840
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.1%
  • 1-unit attached4.9%
  • 2-9 units12.0%
  • 10+ units2.5%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,030,100
Median rent$1,840
Owner-occupied62.5%
Vacant16.6%
Price-to-income10.0x
Est. income to buy$284,000