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Redwood Valley CDP, CA

ZIP 95470 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95470

Median Home Value
$533,000
Median Rent
$1,187
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,424/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95470 in Redwood Valley CDP, CA, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,424. That is about 121% above the local median household income ($66,516), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.9%+2% vs US avg
x
Vacancy Rate
8.8%-15% vs US avg
x
Broadband Access
90.6%+4% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
4.6%-33% vs US avg
x
Rent Burden >30%
38.0%-24% vs US avg
x
Mortgage-Free
47.0%+23% vs US avg
x
$533,000
Home Value
$1,187
Rent
1987
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.1%
  • 1-unit attached0.8%
  • 2-9 units3.8%
  • 10+ units0.0%
  • Mobile home & other22.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$533,000
Median rent$1,187
Owner-occupied66.9%
Vacant8.8%
Price-to-income8.0x
Est. income to buy$147,000