ZIP Code 95525 — Blue Lake city, CA Demographics & Data

ZIP code 95525 covers Blue Lake, CA in Humboldt County with a population of about 1,443.

At a glance, the area shows median age of 56.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 369, 530, 707; U.S. House district CA-2; the EUREKA media market.

Blue Lake, CA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95525 is about $65,250 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.9%; unemployment rate near 21.7%; 36.6% of adults with a bachelor’s degree or higher (about 2.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Construction, and Food services; about 22.7% of workers reporting work-from-home (about 7.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $489,600 — about 41% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,075 (about 8% below the U.S. median rent ($1,163)), and owner-occupancy near 53.9% (about 11.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95525 in Blue Lake, CA, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,145. That is about 107% above the local median household income ($65,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Blue Lake city, CA as Relatively High (composite score 96.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (95.5) and flood (94.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Blue Lake city, CA show little to no average snow and around 46.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 71 for ZIP 95525 (Blue Lake city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.