ZIP Code 95537 — Fields Landing CDP, CA Demographics & Data

ZIP code 95537 covers Fields Landing, CA in Humboldt County with a population of about 512.

At a glance, the area shows median age of 26.0 versus a U.S. median of about 38.9.

It sits in U.S. House district CA-2; the EUREKA media market.

Fields Landing, CA sits in a university / college context (near college of the redwoods (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 95537 is about $76,116 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 52.5%; unemployment rate near 28.4%; 17.5% of adults with a bachelor’s degree or higher (about 16.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Public administration, and Construction; a mean commute of about 133.0 minutes (U.S. average near 26.8).

Median home value is about $360,300 — about 4% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 33.3% (about 32.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95537 in Fields Landing, CA, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,314. That is about 30% above the local median household income ($76,116), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fields Landing CDP, CA as Relatively High (composite score 96.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (95.5) and flood (94.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fields Landing CDP, CA show little to no average snow and around 40.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 95537 (Fields Landing CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.