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Westhaven-Moonstone CDP, CA

ZIP 95570 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95570

Median Home Value
$599,300
Median Rent
$1,580
Affordability Snapshot
$165,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,850/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95570 in Westhaven-Moonstone CDP, CA, a household would need roughly $165,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,850. That is about 129% above the local median household income ($72,143), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.6%+6% vs US avg
x
Vacancy Rate
27.0%+162% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
54.5%+10% vs US avg
x
Mortgage-Free
52.5%+37% vs US avg
x
$599,300
Home Value
$1,580
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.8%
  • 1-unit attached2.9%
  • 2-9 units0.1%
  • 10+ units0.0%
  • Mobile home & other7.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$599,300
Median rent$1,580
Owner-occupied69.6%
Vacant27.0%
Price-to-income8.3x
Est. income to buy$165,000