ZIP Code 95609 — undefined, undefined Demographics & Data

ZIP code 95609 covers ZIP 95609 with a population of about 5,254.

At a glance, the area shows median age of 41.0 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95609 is about $74,899 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.5%; unemployment rate near 6.7%; 34.6% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Transportation; about 19.9% of workers reporting work-from-home (about 4.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $521,300 — about 50% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,336 (about 15% above the U.S. median rent ($1,163)), and owner-occupancy near 52.0% (about 13.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95609, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,349. That is about 92% above the local median household income ($74,899), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.