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Davis city, CA

ZIP 95616 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95616

Median Home Value
$856,900
Median Rent
$1,816
Affordability Snapshot
$236,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,504/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95616 in Davis city, CA, a household would need roughly $236,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,504. That is about 216% above the local median household income ($74,758), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
36.5%-44% vs US avg
x
Vacancy Rate
8.0%-23% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
42.7%-14% vs US avg
x
Mortgage-Free
42.6%+12% vs US avg
x
$856,900
Home Value
$1,816
Rent
1980
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.5%
  • 1-unit attached11.3%
  • 2-9 units23.3%
  • 10+ units28.2%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$856,900
Median rent$1,816
Owner-occupied36.5%
Vacant8.0%
Price-to-income11.5x
Est. income to buy$236,000