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Elk Grove city, CA

ZIP 95624 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95624

Median Home Value
$603,700
Median Rent
$1,750
Affordability Snapshot
$166,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,878/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95624 in Elk Grove city, CA, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,878. That is about 37% above the local median household income ($121,269), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.9%+18% vs US avg
x
Vacancy Rate
2.3%-77% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
12.8%-13% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
25.3%-49% vs US avg
x
Mortgage-Free
29.1%-24% vs US avg
x
$603,700
Home Value
$1,750
Rent
1995
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.6%
  • 1-unit attached3.8%
  • 2-9 units2.7%
  • 10+ units5.1%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$603,700
Median rent$1,750
Owner-occupied76.9%
Vacant2.3%
Price-to-income5.0x
Est. income to buy$166,000