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Robbins CDP, CA

ZIP 95645 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95645

Median Home Value
$387,400
Median Rent
$1,159
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,489/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95645 in Robbins CDP, CA, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,489. That is about 62% above the local median household income ($66,184), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.5%+20% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
11.2%-77% vs US avg
x
Mortgage-Free
40.1%+5% vs US avg
x
$387,400
Home Value
$1,159
Rent
1965
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached1.5%
  • 2-9 units0.0%
  • 10+ units2.0%
  • Mobile home & other8.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$387,400
Median rent$1,159
Owner-occupied78.5%
Vacant9.3%
Price-to-income5.9x
Est. income to buy$107,000