US5.com
  1. Home
  2. States
  3. California
  4. ZIP 95661
  5. Housing & Real Estate
Roseville city, CA

ZIP 95661 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95661

Median Home Value
$667,500
Median Rent
$1,769
Affordability Snapshot
$184,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,288/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95661 in Roseville city, CA, a household would need roughly $184,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,288. That is about 77% above the local median household income ($103,745), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.1%-5% vs US avg
x
Vacancy Rate
4.5%-57% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
30.0%-21% vs US avg
x
$667,500
Home Value
$1,769
Rent
1988
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.4%
  • 1-unit attached3.4%
  • 2-9 units11.4%
  • 10+ units17.5%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$667,500
Median rent$1,769
Owner-occupied62.1%
Vacant4.5%
Price-to-income6.4x
Est. income to buy$184,000