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Cameron Park CDP, CA

ZIP 95672 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95672

Median Home Value
$707,600
Median Rent
$1,604
Affordability Snapshot
$195,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,545/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

36.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95672 in Cameron Park CDP, CA, a household would need roughly $195,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,545. That is about 34% above the local median household income ($145,769), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.4%+43% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
14.0%-5% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
23.9%-38% vs US avg
x
$707,600
Home Value
$1,604
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.7%
  • 1-unit attached4.7%
  • 2-9 units0.8%
  • 10+ units1.3%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$707,600
Median rent$1,604
Owner-occupied93.4%
Vacant3.3%
Price-to-income4.9x
Est. income to buy$195,000