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Lockwood CDP, CA

ZIP 95689 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95689

Median Home Value
$405,700
Median Rent
N/A
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,606/mo PITI).

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 95689 in Lockwood CDP, CA, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,606. That is roughly in line with the local median household income ($107,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
34.0%+230% vs US avg
x
Broadband Access
98.4%+13% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
86.8%+75% vs US avg
x
Mortgage-Free
36.1%-6% vs US avg
x
$405,700
Home Value
N/A
Rent
1985
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached97.6%
  • 1-unit attached1.3%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$405,700
Median rent$-666,666,666
Owner-occupied84.8%
Vacant34.0%
Price-to-income3.8x
Est. income to buy$112,000