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West Sacramento city, CA

ZIP 95691 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95691

Median Home Value
$532,400
Median Rent
$1,392
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,420/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95691 in West Sacramento city, CA, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,420. That is about 46% above the local median household income ($100,822), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.5%-3% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
22.6%-55% vs US avg
x
Mortgage-Free
27.0%-29% vs US avg
x
$532,400
Home Value
$1,392
Rent
1996
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.2%
  • 1-unit attached6.3%
  • 2-9 units7.9%
  • 10+ units11.9%
  • Mobile home & other6.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$532,400
Median rent$1,392
Owner-occupied63.5%
Vacant3.7%
Price-to-income5.3x
Est. income to buy$147,000