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ZIP Code 95696 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
5,294
Density
N/A
Median income
$92,109
+23% vs US avg
Home value
$497,089
+43% vs US avg
Median rent
$1,949
+68% vs US avg
Timezone
N/A

Overview of ZIP Code 95696

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What to know about ZIP 95696

ZIP code 95696 covers ZIP 95696 with a population of about 5,294.

At a glance, the area shows median age of 35.2 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Income and economy in ZIP 95696

Median household income in ZIP 95696 is about $92,109 — about 23% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.0%; unemployment rate near 8.3%; 16.1% of adults with a bachelor’s degree or higher (about 17.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Public administration; about 14.2% of workers reporting work-from-home (about 1.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 95696

Median home value is about $497,089 — about 43% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,949 (about 68% above the U.S. median rent ($1,163)), and owner-occupancy near 44.9% (about 20.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95696, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,193. That is about 49% above the local median household income ($92,109), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.