ZIP Code 95812 — undefined, undefined Demographics & Data

ZIP code 95812 covers ZIP 95812 with a population of about 2,739.

At a glance, the area shows median age of 40.8 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95812 is about $14,978 — about 80% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 50.0%; unemployment rate near 39.9%; 5.8% of adults with a bachelor’s degree or higher (about 27.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Food services; about 24.4% of workers reporting work-from-home (about 9.2 points above the U.S. share (15.2%)); a mean commute of about 87.0 minutes (U.S. average near 26.8).

Median home value is about $446,700 — about 28% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $342 (about 71% below the U.S. median rent ($1,163)), and owner-occupancy near 8.2% (about 57.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95812, a household would need roughly $123,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,869. That is about 721% above the local median household income ($14,978), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.