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, CA

ZIP 95837 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95837

Median Home Value
$1,274,000
Median Rent
N/A
Affordability Snapshot
$351,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$8,184/mo PITI).

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 95837 in CA, a household would need roughly $351,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,184. That is about 99% above the local median household income ($176,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.8%+1% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
18.0%+41% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.4%-63% vs US avg
x
Mortgage-Free
41.1%+8% vs US avg
x
$1,274,000
Home Value
N/A
Rent
1976
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.4%
  • 1-unit attached4.5%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other17.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,274,000
Median rent$-666,666,666
Owner-occupied65.8%
Vacant0.0%
Price-to-income7.2x
Est. income to buy$351,000