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Colusa city, CA

ZIP 95932 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95932

Median Home Value
$367,300
Median Rent
$901
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,359/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95932 in Colusa city, CA, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,359. That is about 49% above the local median household income ($67,589), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.1%-4% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
25.3%-49% vs US avg
x
Mortgage-Free
46.3%+21% vs US avg
x
$367,300
Home Value
$901
Rent
1974
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.8%
  • 1-unit attached4.7%
  • 2-9 units12.7%
  • 10+ units2.2%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$367,300
Median rent$901
Owner-occupied63.1%
Vacant4.3%
Price-to-income5.4x
Est. income to buy$101,000