ZIP Code 95940 — undefined, undefined Demographics & Data

ZIP code 95940 covers ZIP 95940 with a population of about 2,525.

At a glance, the area shows median age of 53.7 versus a U.S. median of about 38.9.

It sits in the CHICO - REDDING media market.

Median household income in ZIP 95940 is about $64,957 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.4%; unemployment rate near 14.7%; 9.9% of adults with a bachelor’s degree or higher (about 23.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Agriculture; about 15.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $284,500 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $739 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 85.8% (about 20.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95940, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,828. That is about 20% above the local median household income ($64,957), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.