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, CA

ZIP 95943 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95943

Median Home Value
$945,700
Median Rent
$717
Affordability Snapshot
$260,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,075/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

14.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

109.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95943 in CA, a household would need roughly $260,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,075. That is about 305% above the local median household income ($64,167), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.7%-13% vs US avg
x
Vacancy Rate
20.9%+103% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
12.2%-5% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
25.4%-49% vs US avg
x
Mortgage-Free
57.6%+51% vs US avg
x
$945,700
Home Value
$717
Rent
1967
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.0%
  • 1-unit attached0.0%
  • 2-9 units2.5%
  • 10+ units0.0%
  • Mobile home & other26.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$945,700
Median rent$717
Owner-occupied56.7%
Vacant20.9%
Price-to-income14.7x
Est. income to buy$260,000