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Rancho Tehama Reserve CDP, CA

ZIP 96021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96021

Median Home Value
$287,400
Median Rent
$903
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,846/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96021 in Rancho Tehama Reserve CDP, CA, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,846. That is about 36% above the local median household income ($58,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.6%+0% vs US avg
x
Vacancy Rate
11.2%+9% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
3.9%-69% vs US avg
x
Built Post-2014
0.0%-100% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
42.2%+10% vs US avg
x
$287,400
Home Value
$903
Rent
1984
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.9%
  • 1-unit attached1.0%
  • 2-9 units2.7%
  • 10+ units6.6%
  • Mobile home & other28.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$287,400
Median rent$903
Owner-occupied65.6%
Vacant11.2%
Price-to-income4.9x
Est. income to buy$79,000