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Etna city, CA

ZIP 96027 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96027

Median Home Value
$315,400
Median Rent
$732
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,026/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96027 in Etna city, CA, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,026. That is about 25% above the local median household income ($69,559), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.1%+21% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
79.6%-9% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
32.5%-35% vs US avg
x
Mortgage-Free
51.9%+36% vs US avg
x
$315,400
Home Value
$732
Rent
1973
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.4%
  • 1-unit attached0.1%
  • 2-9 units5.6%
  • 10+ units1.4%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$315,400
Median rent$732
Owner-occupied79.1%
Vacant14.4%
Price-to-income4.5x
Est. income to buy$87,000