What to know about ZIP 96095
ZIP code 96095 covers ZIP 96095 with a population of about 3,275.
At a glance, the area shows median age of 49.8 versus a U.S. median of about 38.9.
It sits in the CHICO - REDDING media market.
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ZIP Code 96095 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Upper Middle Class
At a glance
Population
3,275
Density
N/A
Median income
$109,167
+45% vs US avg
Home value
$399,500
+15% vs US avg
Median rent
$743
-36% vs US avg
Timezone
N/A
Overview of ZIP Code 96095
Income and economy in ZIP 96095
Median household income in ZIP 96095 is about $109,167 — about 45% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 11.6%; 30.8% of adults with a bachelor’s degree or higher (about 2.9 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Public administration, and Education; about 13.4% of workers reporting work-from-home (about 1.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 96095
Median home value is about $399,500 — about 15% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $743 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 89.6% (about 24.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 96095, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,566. That is roughly in line with the local median household income ($109,167). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.