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South Lake Tahoe city, CA

ZIP 96150 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96150

Median Home Value
$649,100
Median Rent
$1,382
Affordability Snapshot
$179,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,170/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96150 in South Lake Tahoe city, CA, a household would need roughly $179,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,170. That is about 114% above the local median household income ($83,738), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 46% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.1%-11% vs US avg
x
Vacancy Rate
46.0%+347% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
37.0%-3% vs US avg
x
$649,100
Home Value
$1,382
Rent
1974
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.1%
  • 1-unit attached2.7%
  • 2-9 units14.6%
  • 10+ units6.8%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$649,100
Median rent$1,382
Owner-occupied58.1%
Vacant46.0%
Price-to-income7.8x
Est. income to buy$179,000