What to know about ZIP 96709
ZIP code 96709 covers ZIP 96709 with a population of about 11,757.
At a glance, the area shows median age of 32.1 versus a U.S. median of about 38.9.
It sits in the HONOLULU media market.
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ZIP Code 96709 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Upper Middle Class
At a glance
Population
11,757
Density
N/A
Median income
$125,524
+67% vs US avg
Home value
$662,700
+90% vs US avg
Median rent
$2,479
+113% vs US avg
Timezone
N/A
Overview of ZIP Code 96709
Income and economy in ZIP 96709
Median household income in ZIP 96709 is about $125,524 — about 67% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 6.3%; unemployment rate near 4.4%; 38.3% of adults with a bachelor’s degree or higher (about 4.6 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Construction, and Food services; about 12.8% of workers reporting work-from-home (about 2.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 96709
Median home value is about $662,700 — about 90% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,479 (about 113% above the U.S. median rent ($1,163)), and owner-occupancy near 71.1% (about 5.7 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 96709, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,257. That is about 45% above the local median household income ($125,524), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.