What to know about ZIP 96721
ZIP code 96721 covers ZIP 96721 with a population of about 4,384.
At a glance, the area shows median age of 38.5 (near the U.S. median).
It sits in the HONOLULU media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 96721 covers ZIP 96721 with a population of about 4,384.
At a glance, the area shows median age of 38.5 (near the U.S. median).
It sits in the HONOLULU media market.
Median household income in ZIP 96721 is about $41,365 — about 45% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 22.3%; unemployment rate near 5.7%; 39.6% of adults with a bachelor’s degree or higher (about 5.9 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Food services, Education, and Retail trade; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $422,100 — about 21% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $969 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 38.6% (about 26.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 96721, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,711. That is about 180% above the local median household income ($41,365), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.