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ZIP Code 96739 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

At a glance

Population
4,562
Density
N/A
Median income
$106,563
+42% vs US avg
Home value
$891,400
+156% vs US avg
Median rent
$2,068
+78% vs US avg
Timezone
N/A

Overview of ZIP Code 96739

RetirementRetirement-oriented community
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What to know about ZIP 96739

ZIP code 96739 covers ZIP 96739 with a population of about 4,562.

At a glance, the area shows median age of 55.4 versus a U.S. median of about 38.9.

It sits in the HONOLULU media market.

Local search focus: Retirement

ZIP 96739 fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in ZIP 96739

Median household income in ZIP 96739 is about $106,563 — about 42% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.5%; unemployment rate near 2.4%; 47.0% of adults with a bachelor’s degree or higher (about 13.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Healthcare; about 9.0% of workers reporting work-from-home (about 6.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 96739

Median home value is about $891,400 — about 156% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,068 (about 78% above the U.S. median rent ($1,163)), and owner-occupancy near 78.2% (about 12.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96739, a household would need roughly $245,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,726. That is about 130% above the local median household income ($106,563), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.