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ZIP 96784 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96784

Median Home Value
$862,100
Median Rent
$1,643
Affordability Snapshot
$237,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,538/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96784, a household would need roughly $237,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,538. That is about 200% above the local median household income ($78,913), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
48.7%-26% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
41.9%+10% vs US avg
x
$862,100
Home Value
$1,643
Rent
1960
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.0%
  • 1-unit attached16.3%
  • 2-9 units2.9%
  • 10+ units11.9%
  • Mobile home & other3.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$862,100
Median rent$1,643
Owner-occupied48.7%
Vacant9.6%
Price-to-income10.9x
Est. income to buy$237,000