What to know about ZIP 96804
ZIP code 96804 covers ZIP 96804 with a population of about 396.
At a glance, the area shows median age of 57.3 versus a U.S. median of about 38.9.
It sits in the HONOLULU media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 96804 covers ZIP 96804 with a population of about 396.
At a glance, the area shows median age of 57.3 versus a U.S. median of about 38.9.
It sits in the HONOLULU media market.
ZIP 96804 fits a retirement-oriented profile (high share of residents 65+ (47.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 96804 is about $20,682 — about 72% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 18.6%; unemployment rate near 9.4%; 33.7% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).
Labor and commute patterns include leading industry context around Food services, Healthcare, and Education; about 7.7% of workers reporting work-from-home (about 7.5 points below the U.S. share (15.2%)); a mean commute of about 143.0 minutes (U.S. average near 26.8).
Median home value is about $412,500 — about 19% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $738 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 21.8% (about 43.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 96804, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,650. That is about 451% above the local median household income ($20,682), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.