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ZIP Code 96823 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
2,014
Density
N/A
Median income
$68,884
-8% vs US avg
Home value
$386,500
+11% vs US avg
Median rent
$1,338
+15% vs US avg
Timezone
N/A

Overview of ZIP Code 96823

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What to know about ZIP 96823

ZIP code 96823 covers ZIP 96823 with a population of about 2,014.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in the HONOLULU media market.

Income and economy in ZIP 96823

Median household income in ZIP 96823 is about $68,884 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.5%; unemployment rate near 7.3%; 46.1% of adults with a bachelor’s degree or higher (about 12.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Transportation, and Professional services; about 3.3% of workers reporting work-from-home (about 11.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 96823

Median home value is about $386,500 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,338 (about 15% above the U.S. median rent ($1,163)), and owner-occupancy near 42.8% (about 22.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96823, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,483. That is about 54% above the local median household income ($68,884), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.