ZIP Code 97039 — Moro city, OR Demographics & Data

ZIP code 97039 covers Moro, OR in Sherman County with a population of about 469.

At a glance, the area shows median age of 36.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the PORTLAND, OR media market.

Median household income in ZIP 97039 is about $69,643 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.4%; unemployment rate near 0.9%; 22.5% of adults with a bachelor’s degree or higher (about 11.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Healthcare; about 16.4% of workers reporting work-from-home (about 1.2 points above the U.S. share (15.2%)); a mean commute of about 178.0 minutes (U.S. average near 26.8).

Median home value is about $245,600 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $763 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 58.3% (about 7.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97039 in Moro, OR, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,578. That is roughly in line with the local median household income ($69,643). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moro city, OR as Very Low (composite score 2.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (90.2) and flood (4.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moro city, OR show little to no average snow and around 11.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 97039 (Moro city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.