ZIP Code 97054 — Deer Island CDP, OR Demographics & Data

ZIP code 97054 covers Deer Island, OR in Columbia County with a population of about 1,404.

At a glance, the area shows median age of 54.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-1; the PORTLAND, OR media market.

Median household income in ZIP 97054 is about $84,518 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 9.5%; 25.4% of adults with a bachelor’s degree or higher (about 8.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Agriculture; about 25.7% of workers reporting work-from-home (about 10.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $426,400 — about 23% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.8% (about 32.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97054 in Deer Island, OR, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,739. That is about 38% above the local median household income ($84,518), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Deer Island CDP, OR as Relatively Low (composite score 70.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (68.2) and wildfire (30.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Deer Island CDP, OR show little to no average snow.

IRS migration statistics show a net inflow of about 71 for ZIP 97054 (Deer Island CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.