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Scappoose city, OR

ZIP 97056 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97056

Median Home Value
$437,500
Median Rent
$1,350
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,810/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97056 in Scappoose city, OR, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,810. That is about 26% above the local median household income ($95,351), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.2%+18% vs US avg
x
Vacancy Rate
5.6%-45% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
6.4%-87% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$437,500
Home Value
$1,350
Rent
1981
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.7%
  • 1-unit attached2.2%
  • 2-9 units7.2%
  • 10+ units1.1%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$437,500
Median rent$1,350
Owner-occupied77.2%
Vacant5.6%
Price-to-income4.6x
Est. income to buy$120,000