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Wilsonville city, OR

ZIP 97070 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97070

Median Home Value
$601,200
Median Rent
$1,670
Affordability Snapshot
$166,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,862/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97070 in Wilsonville city, OR, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,862. That is about 85% above the local median household income ($89,953), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.0%-20% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
27.1%-45% vs US avg
x
Mortgage-Free
31.4%-18% vs US avg
x
$601,200
Home Value
$1,670
Rent
1997
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.4%
  • 1-unit attached9.4%
  • 2-9 units18.5%
  • 10+ units26.6%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$601,200
Median rent$1,670
Owner-occupied52.0%
Vacant4.1%
Price-to-income6.7x
Est. income to buy$166,000