ZIP Code 97102 — undefined, OR Demographics & Data

ZIP code 97102 covers OR in Clatsop County with a population of about 378.

At a glance, the area shows median age of 71.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-1; the PORTLAND, OR media market.

OR fits a retirement-oriented profile (high share of residents 65+ (61.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 15.7%; 44.9% of adults with a bachelor’s degree or higher (about 11.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Other services, and Real estate; about 42.2% of workers reporting work-from-home (about 27.0 points above the U.S. share (15.2%)); a mean commute of about 96.0 minutes (U.S. average near 26.8).

Median home value is about $545,600 — about 57% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.0% (about 25.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97102 in OR, a household would need roughly $150,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,505. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for OR as Relatively High (composite score 95.1), which is among the highest nationally. The strongest component scores on US5 are flood (72.1) and wildfire (44.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for OR show little to no average snow and around 76.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 97102 (OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.