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Warrenton city, OR

ZIP 97146 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97146

Median Home Value
$440,200
Median Rent
$1,156
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,828/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97146 in Warrenton city, OR, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,828. That is about 52% above the local median household income ($79,491), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.7%-4% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
4.4%-65% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
38.3%+0% vs US avg
x
$440,200
Home Value
$1,156
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.0%
  • 1-unit attached2.6%
  • 2-9 units18.8%
  • 10+ units2.5%
  • Mobile home & other8.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$440,200
Median rent$1,156
Owner-occupied62.7%
Vacant10.6%
Price-to-income5.5x
Est. income to buy$121,000