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Portland city, OR

ZIP 97210 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97210

Median Home Value
$991,500
Median Rent
$1,482
Affordability Snapshot
$273,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,369/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

55.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97210 in Portland city, OR, a household would need roughly $273,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,369. That is about 210% above the local median household income ($87,942), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.1%-51% vs US avg
x
Vacancy Rate
10.5%+2% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
39.0%+2% vs US avg
x
$991,500
Home Value
$1,482
Rent
1955
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached21.8%
  • 1-unit attached5.8%
  • 2-9 units13.5%
  • 10+ units58.8%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$991,500
Median rent$1,482
Owner-occupied32.1%
Vacant10.5%
Price-to-income11.3x
Est. income to buy$273,000